Export Working Capital

ES_Finance_ExportWorkingCapital

Export Working Capital financing enables U.S. businesses to purchase the goods and services they need to support their export sales. Government Export Working Capital guarantee programs are  available from both the Export-Import Bank and Small Business Administration.

Export Working Capital Financing enables U.S. businesses to obtain loans that facilitate the export of goods or services by providing the liquidity needed to accept new business, grow international sales and compete more effectively in the international marketplace.  Government Export Working Capital guarantee programs are  available from both the Export-Import Bank and Small Business Administration.

Small Business Administration

— Export Working Capital Program: Provides up to $5 million in short-term, transaction-specific working capital loans to U.S. small business exporters. Uses of this financing include: pre-export financing of labor and materials; and post-shipment financing of the accounts receivable generated from transaction-specific overseas sales.

Export-Import Bank

— Working Capital Guarantee Program: Provides transaction-specific working capital loans to U.S. exporters, made by commercial lenders and backed by Ex-Im Bank’s guarantee.

Uses of this financing include:  

  • purchasing finished products for export;  

  • paying for raw materials, equipment, supplies, labor and overhead to produce goods and/or provide services for export;  

  • covering standby letters of credit serving as bid bonds, performance bonds, or payment guarantees;  

  • and financing foreign receivables.