Ghana BSP Banking Finance Payments
Banking, Finance, and Payments
IT Consortium, Accra, Ghana
Contact: Joojo Esua-Mensah, Chief Business Development Officer
Tel: +233-208-173-137
E: info@itconsortiumgh.com I Visit Website
TransFlow®, our flagship product, is a payments ecosystem that links financial institutions and mobile money operators to merchants and their customers across Africa. We provide end to end integration between billers and a variety of customer touchpoints (bank, mobile, cards, ATMs, POS, etc). This delivers real time engagement with customers by providing agile payment solutions that are easy to use. ITC acts as an aggregator for Mobile Network Operators (MNOs) using its TransFlow Biller Middleware. ITC is a major Aggregator for MTN Ghana and other MNOs (Vodafone, Airtel/Tigo) in Ghana and Liberia.
In the banks, TransFlow® combines the knowledge base and workflow of merchants to assist in capturing payments and provides the payment data as feedback into the workflow to run subsequent processes. The TransFlow Payment Ecosystem is currently linked to more than eighteen (18) Banks in Ghana.
TransFlow is currently the single largest aggregation platform in Ghana, averaging transactional values of approximately USD10 Million a month. The TransFlow payment ecosystem has over 10 solutions; some of which are Y’ello Save, Utilities, eVoucher (application form), School Fees collection, Remittances, Mobile Banking, TransAssure, Mobile Teller, Hospital Bill Collections, Push & Pull (Wallet and Account), MDAs General Payment, UniWallet API, Debit Order.